Managing Your Money in Bali

A complete guide to currency, exchange rates, and local tipping etiquette for a seamless premium holiday.

currency_exchange

Market Rate (IDR/USD)

15,742

↑ 0.2%

Live market data. Rates at kiosks may vary.

atm

ATM Daily Limit

2,500,000 IDR

Approx. $160 USD per withdrawal.

payments

Premium Spend

$150 - $400

Estimated daily budget for premium experiences.

account_balance Currency Tips

IDR to USD / TRY

The Indonesian Rupiah (IDR) has many zeros. A simple trick: remove the last three zeros to get the rough value in USD (e.g., 100,000 IDR ≈ $6.30 USD). For TRY, 100,000 IDR is roughly 215 TRY.

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Safe ATM Usage

Stick to ATMs located inside bank branches or major shopping malls. Avoid standalone street ATMs to prevent skimming. Always check for green IDR 100,000 bill indicators.

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Cards vs. Cash

Visa and Mastercard are widely accepted in resorts and high-end restaurants. However, keep at least 500k IDR in cash for local markets and smaller warungs.

volunteer_activism Tipping Etiquette

Service	Recommended
Private Guide	150k - 250k IDR / day
Private Driver	50k - 100k IDR / day
High-end Dining	10% (If not included)
Spa Therapist	20k - 50k IDR / treatment
Hotel Porter	10k IDR / bag

Note: Most luxury venues already include a 10% service charge and 11% tax ("Plus Plus") on the bill.

Need more financial advice?

Our concierge can help with wire transfers or currency pre-ordering.